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Mortgage Center

Today's Featured Rates
Apr 15, 2014
30 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.442%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.490%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 3.000%  3.165%  0.000%
3 Year Adjustable Rate
 Rate  APR  Points
 3.000%  3.606%  0.000%
5 Year Adjustable Rate
 Rate  APR  Points
 3.250%  3.273%  0.000%


Loan Status

First Citizens Benefits
Our Loan Officers Offer Personalized Assistance.
Please call at 800-642-7515 or e-mail at mortgages@firstcitizens.org during regular hours. To locate a Loan Officer in your area, click HERE
Our Services are performed locally before and especially after your loan has closed.
Most mortgage requests are approved in minutes, rather than days or weeks!
Free Step Ones
We offer free pre-approvals, using our "Step One" application, so you may shop for your home knowing how much you can afford.
We offer very competitive Rates, Products and Terms.
We also offer a variety of loan options to choose from including fixed and adjustable rate mortgages including First Time Homebuyer Programs and Specialized Products such as Interest Only for the first ten years of your thirty year mortgage. Remember a Loan Officer is always just a call or e-mail away!
BUSINESS AND COMMERCIAL PRODUCTS AVAILABLE. Click on First Citizens' Logo top left and then click on "Business Services" top middle, for more information.

Today's Featured Products Home Equity Line & Home Equity Loan If you are looking to apply for a HOME EQUITY LINE OF CREDIT or a HOME EQUITY LOAN please click on the “APPLY NOW” button at the top of this page to begin.

We have one of the best Home Equity Lines available in the area. No application fee or closing costs, see the product disclosure for additional information.

If you are looking for a fixed rate Home Equity Loan instead, we offer very competitive rates with low closing costs and no application fees.


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